Bezos popularized “your margin is my opportunity” to capture Amazon’s strategy of using technology, scale and obsessive customer focus to attack incumbents’ profit pools and pass much of that surplus back to customers in the form of lower prices and better experiences.
In the Prompt Economy, that instinct becomes systemic: instead of one company hunting margins, AI agents acting for...
The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and Canada are rethinking working capital as a strategic asset rather than as a defensive necessity. Based on a double-blind survey of 322 CFOs and Treasurers at companies with $50 million to $1 billion...
Watch more: Monday Conversation with SAP CX’s Balaji Balasubramanian
Agentic commerce has moved quickly from a future-facing concept to an operational reality, as software agents increasingly mediate how consumers discover, compare and buy products. What was once framed as experimentation is now becoming a competitive requirement, forcing enterprise retailers to confront whether their...
Liquidity stress in the U.S. economy is no longer a background condition.
Instead, it is the mechanism reshaping how different segments experience work, confidence and financial progress.
That was the core insight of “Wage to Wallet Index: Liquidity Stress Splits Higher Earners and the Labor Economy,” a December report from PYMNTS Intelligence produced in collaboration with WorkWhile...
The CFO’s mandate has traditionally been to optimize within existing systems. Finance chiefs manage costs, allocate capital, forecast with increasing precision and ensure their company delivers predictable performance quarter after quarter.
That foundation has shifted. Trade tensions, tariffs, geopolitical realignment, persistent inflation, supply chain fragility, climate risk and...
Blockchain’s next leap won’t be powered by code alone: It will be shaped by regulation. Drawing on Europe’s experience as home to the world’s most comprehensive digital-asset framework to date, this Tracker examines how evolving guidance is beginning to create the foundations for safe, scalable blockchain adoption. It explores the trust architecture emerging where policy and technology converge....
By the end of 2025, the conversation around autonomous AI changed in a way that had little to do with public debate and everything to do with use. In 2026, that shift makes the argument about AI-hype largely irrelevant.
For most of last year, AI lived in a space dominated by two extremes. It was talked about constantly but trusted sparingly. Companies discussed it, budgeted for it and...
Walmart has launched an agentic commerce partnership with Google.
The collaboration, announced Sunday (Jan. 11), is built around Google’s new Universal Commerce Protocol and pairs Google’s Gemini artificial intelligence (AI) tool with Walmart and Sam Club’s item assortment.
“The transition from traditional web or app search to agent-led commerce represents the next great evolution in...
At CES last week, executives from agriculture, genetics and crop-protection companies in a panel discussion described how artificial intelligence (AI) is moving upstream into the economic core of farming, reshaping decisions about what gets planted, where inputs are applied and how yields are maximized. Agriculture operates on razor-thin margins at global scale, meaning even small gains in...
Russell T. Vought, the acting director of the Consumer Financial Protection Bureau (CFPB), has requested a $145 million transfer from the Federal Reserve to fund the agency for the second quarter of fiscal 2026. The Jan. 9 request follows a federal judge’s order that CFPB funding cannot lapse, keeping the watchdog operating while the administration seeks to shrink it.
In a report...