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The gap between ambition and execution when it comes to accounts receivable automation is one of the worst kept secrets in modern finance operations.
It is also one of its defining challenges.
“Getting from the vision to the concrete plan is difficult,” Michael Younkie, VP of Product Management at Billtrust, told PYMNTS.
The difficulty is not rooted in a lack of technology, but often...
For much of modern consumer finance, underwriting has relied on static credit files that offer a delayed view of financial behavior. Those bureau-based models, Block Chief Risk Officer Brian Boates told PYMNTS, were designed for a slower economy and struggle to keep pace with how money now moves.
“The traditional credit system is measuring current financial behavior with outdated tools...
A growing demand for digital solutions, data and flexible platforms marked 2025, Boost Payment Solutions founder and CEO Dean M. Leavitt writes in a new PYMNTS eBook, “2025’s Over/Under: The Bets That Paid Off.”
As we close the books on the first half of this decade, the payments landscape has transformed in ways few could have fully anticipated.
Entering the 2020s, the push to...
For mid-sized companies, the U.S. business landscape in early 2026 feels less like a single weather system and more like two different climates coexisting side by side.
Sit down for coffee with the CEO of a medium-sized pet supplies importer, and the conversation likely turns to trade policy and general unease about the economy and consumer landscape. Head cross-town to chat with the...
Credit union innovation is no longer something that happens quietly in the background. It has become a defining factor in how these institutions compete, grow and serve members in a fast-changing financial landscape. “Credit Union Innovation Readiness: How Credit Unions and FinTechs Are Innovating Together” explores how credit unions are using external partners to move faster, expand capabilities...
The job market’s surface calm is masking deeper instability, and for millions of hourly workers, that uncertainty is already reshaping how, and how much, they spend.
According to the November edition of PYMNTS Intelligence’s Wage to Wallet Index, a collaboration with Ingo Payments and WorkWhile, small shifts in wages and confidence among Labor Economy workers are translating into...
Influencer marketing has become a routine part of shopping, but its real power lies less in persuasion and more in starting the process.
That was the central takeaway from the PYMNTS Intelligence report “Generational Pulse: Just How Influential Are Influencers?,” based on a survey of 3,196 consumers in the United States.
The research looked beyond headlines about social media stars and...
Before selecting Google to help power the next generation of its voice assistant, Siri, Apple reportedly also had discussions with Anthropic and OpenAI.
Apple declined to partner with Anthropic after that company sought “several billion dollars annually over multiple years,” Seeking Alpha reported Monday (Jan. 26), citing a paywalled article by Bloomberg.
OpenAI decided against a deal...
Nike plans to cut 775 employees, primarily from its distribution centers in Tennessee and Mississippi, as it accelerates its use of automation at those centers, CNBC reported Monday (Jan. 26), citing unnamed sources.
Asked about the report by CNBC, Nike said the cuts are designed to make its distribution operations more efficient and to improve the company’s growth and margins.
“We’re...
An investment Zoom made in Anthropic in 2023 could be worth between $2 billion and $4 billion, CNBC reported Monday (Jan. 26), citing analysts from Baird.
The companies announced in May 2023 that they had partnered and that Zoom Ventures had invested in Anthropic, according to the report. They did not disclose the value of the investment.
A Zoom filing with the Securities and Exchange...