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In recent years, embedded finance has become nearly synonymous with consumer-facing use cases: Think payments built into ride-sharing apps; buy now, pay later (BNPL) buttons at online checkouts; or car insurance added seamlessly into the vehicle purchasing process. These use cases redefined convenience, showing how financial tools could disappear into the background of everyday transactions....
For collections teams, chasing overdue invoices is often defined by friction.
It’s a constant back-and-forth of phone calls, emails and research before outreach. That manual grind not only drains productivity but also strains customer relationships.
Dave Ruda, vice president of product at Billtrust, said agentic artificial intelligence is poised to change that dynamic by bringing...
Watch more: TechReg Talks: MIT Sloan School, Christian Catalini
When Congress passed the GENIUS Act, few outside the FinTech community realized its implications. For the first time, U.S. dollar-backed stablecoins, a cornerstone of crypto markets, received a clear legal identity.
After years in a regulatory gray zone, they have become legitimate, supervised financial instruments. In...
Fraud prevention requires a multi-layered defense built on an ecosystem of people, processes and technology, WEX Vice President of Global Fraud and Financial Crimes William Fitzgerald writes in a new PYMNTS eBook, “Headlines That Will Shape the Close of 2025.”
The year 2025 has been a chaotic one for chief financial officers. The same digital transformation that promises agility and...
PYMNTS announced Wednesday (Oct. 15) the launch of the PYMNTS Intelligence Data Lab, a new platform that gives executives direct access to the proprietary research and data that power PYMNTS’ Trendscapes reports.
PYMNTS Trendscapes are a series of 11 reports that benchmark consumer, business and platform economy trends over time.
The Data Lab turns PYMNTS’ trusted research into an...
Working capital is no longer just a buffer for struggling firms. It’s becoming a growth engine for forward-thinking and strategic finance teams.
And according to findings from the 2025/2026 Growth Corporates Working Capital Index, a Visa report in collaboration with PYMNTS Intelligence, commercial cards are becoming one of its most powerful accelerators.
The reason? Unlike other...
Mobile wallets aren’t killing the credit card. They’re giving it new life.
That’s the undercurrent of PYMNTS Intelligence’s latest “How the World Does Digital” report, which finds that wallets are driving a shift in form factor without changing what actually funds those payments.
Consumers aren’t abandoning cards. They’re abandoning the swipe.
The report, based on 216,679 consumers...
A little over four months after the removal of an asset cap that had been imposed by the Federal Reserve, Wells Fargo aims to shift the conversation from the improvements it made to earn that achievement to the work it has done to improve growth and returns.
“Wells Fargo, without the regulatory constraints and with the changes we have made, is a significantly more attractive company...
When market leaders speak, CFOs and treasury teams tend to listen.
And when on Tuesday (Oct. 14), Goldman Sachs used its third‑quarter earnings announcement to unveil a more centralized operating model built around artificial intelligence (AI), forward-thinking finance teams were already nodding their heads.
After all, finance teams are no stranger to innovation. Not only do they...
Stripe has begun rolling out stablecoin payments for subscriptions, saying this offering will support artificial intelligence companies and other firms with recurring business models.
This offering will initially be rolled out in private preview to businesses based in the United States and will support subscription payments made in USDC over the Base and Polygon blockchains, according...