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Watch more: TechREG: Nixon Peabody’s Andrew C. Glass and Gregory N. Blase
When Congress passed the GENIUS Act, it effectively rewrote the rules of how digital money can circulate in the American economy by standing up a policy framework for stablecoins.
Congress’ ambitions were sweeping: to foster competition, catch up globally and clarify the law. Framed as a modernization of payments...
In the accelerating race to embed artificial intelligence (AI) across enterprise workflows, most organizations face what seems like an impossible paradox: innovate fast enough to stay competitive, yet cautiously enough to avoid regulatory, ethical and security landmines.
At Billtrust, Chief Information and Security Officer (CISO) Ankur Ahuja believes that paradox may be somewhat of an...
FinTech names gained no bump from the first glimmers of earnings season, and there are new announcements from the buy now, pay later space.
The overall Index slipped 3.5%, led by platforms, which by and large, slipped double digit percentage points. DeFi Development slid 25.9%, followed by Upstart, which gave up 13.7%.
In Upstart related news, Peak Credit Union, which serves 250,000...
Amazon’s latest results, announced Thursday (Oct. 30th) after the bell, gave investors and analysts a snapshot of how AI is powering and fine-tuning everything from eCommerce to enterprise customers operations.
And the company is making headway in its grocery efforts as well, management said during the Thursday evening conference call.
Consolidated revenues were up 12% to $180.2...
Artificial intelligence (AI) has quickly become the backbone of B2B payments, but it’s part of a larger set of tools needed to build the “trust infrastructure” for transactions in the age of digital fund flows.
As Alex Yen, vice president of product architecture at Persona, told PYMNTS, “Trust infrastructure is about shifting from this concept of a one-time verification … to continuous...
Payouts have become the new paycheck, creating opportunities for banks, Ingo Payments CEO Drew Edwards writes in a new PYMNTS eBook, “Headlines That Will Shape the Close of 2025.”
Last month, I found myself gripping the steering wheel of my Jeep on Moab’s Hell’s Revenge trail — crawling up a narrow ridge, unable to see past my hood, knowing I couldn’t stop. “Keep the wheels turning,...
The most revealing statistic in The Gen Z Decoder Ring isn’t that Generation Z racks up 425 digital activity days each month, more than double that of baby boomers, but that the number has started to decline.
PYMNTS Intelligence finds Gen Z’s daily app use fell 7% between 2024 and 2025. Far from screen fatigue, it may be a sign of digital maturity: a cohort that has stopped...
Apple painted a picture of a resilient U.S. consumer heading into the holidays in its Q4 earnings. On Thursday (Oct. 30), the company said iPhone demand drove a record September and guided to what it called its “best quarter ever,” with CFO Kevan Parekh saying Apple expects December‑quarter revenue to grow 10-12% year over year and iPhone to grow double digits.
The iPhone itself set a...
The Federal Reserve is reportedly set to reduce the staff of its supervision and regulation division by 30%, from 500 to 350, The Wall Street Journal reported Thursday (Oct. 30), citing an internal memo.
The memo said that the cuts were announced by Fed Vice Chair for Supervision Michelle Bowman during a Thursday morning meeting and that the Fed hopes to achieve the cuts through...
The crypto industry’s highest highs are typically as high as its lowest lows are low. And right now, the sector is experiencing a high.
That’s good news for the U.S.-listed crypto exchange Coinbase, which on Thursday (Oct. 30) reported $1.9 billion in total revenue for the third quarter 2025, up 25% from the prior period.
“Q3 was a strong quarter for Coinbase. We drove solid financial...