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The U.S. Labor Economy may sit at the lower end of the wage scale, but it punches far above its weight in economic impact. Roughly 60 million workers earning less than $25 an hour account for about 15% of total U.S. consumer spending, making their financial stability essential to GDP growth and the health of local economies. When pay or hours fluctuate for this group, the effects are felt quickly...
Growth in a digital world requires standout digital infrastructure and tooling.
That’s supported by findings in the new report “When ‘Good Enough’ Isn’t Enough: Digital Identity Verification in the Age of Bots and Agents,” a collaboration between PYMNTS Intelligence and Trulioo. The report revealed that for financial services firms, the systems that decide who can open an account, how...
Tariffs remain a moving target for U.S. businesses, and the constant recalibration of trade policy has turned what was once episodic disruption into a standing operational challenge for finance and product leaders.
According to “How Middle-Market Business Uncertainty Rewrote 2025,” tariffs, shifting policy signals and uneven global demand combined to make uncertainty the defining...
The technical progress in artificial intelligence (AI) is real. The consumer readiness, particularly for autonomous and agentic solutions, is far less uniform.
In theory, the appeal of autonomous AI agents is obvious. An AI agent that monitors your finances, shops for better insurance rates, refills household essentials, manages subscriptions, or books travel based on your preferences...
Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually happens.
That shift is at the center of “Buy Now, Pay Later Powers the Experience Economy,” a January 2026 PYMNTS Intelligence data book that tracks how pay-later options are moving beyond retail checkout and into...
Fifth Third Bancorp’s investments in physical branches and digital tools paid off in fourth-quarter operating results that included record net interest income and 230 basis points of positive operating leverage, company executives said Tuesday (Jan. 20).
These results were driven by the bank’s consistent investment in and focus on growth priorities, Fifth Third Chairman, CEO and...
Kalshi is facing a preliminary injunction that may block it from including sports and related event contracts on its prediction market in Massachusetts.
Massachusetts Attorney General Andrea Joy Campbell secured the preliminary injunction in a lawsuit against the company Tuesday (Jan. 20), she said in a press statement.
The preliminary injunction will prohibit Kalshi from accepting...
Can entertainment one day turn into software? That’s the near-term future that Netflix is chasing, at least according to executive commentary during the company’s fourth quarter 2025 earnings call on Tuesday (Jan. 20).
With more than 325 million paid memberships globally and revenue growth still firmly in the double digits, Netflix is no longer managing a growth problem. It is managing...
Consumer spending continues to show resilience, even after years of inflation and economic uncertainty, according to the Federal Reserve Bank of New York’s latest Survey of Consumer Expectations.
But beneath the headline strength, December’s data, which was released on Tuesday (Jan. 20), point to a more divided consumer landscape, where income increasingly determines both spending...
Nvidia reportedly invested $150 million in artificial intelligence (AI) inference startup Baseten.
The investment is part of the $300 million raised by Baseten in a funding round that doubled the startup’s valuation to $5 billion, the Wall Street Journal reported Tuesday (Jan. 20), citing unnamed sources.
Reached by PYMNTS, an Nvidia spokesperson declined to comment on the report....