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Even the most successful card issuers cannot rest on their laurels.
Sustained excellence demands continuous innovation and an expanding array of offerings to keep end users engaged and loyal.
The July 2025 PYMNTS Data Book, an analysis stemming from a PYMNTS Intelligence and Visa DPS collaboration survey of 451 United States-based payment executives, highlights that top-performing...
PYMNTS Intelligence has documented that the Labor Economy remains central to U.S. growth, acting as a contributor to GDP, job creation and retail demand. The Labor Economy represents 36% of the workforce and 15% of spending.
And while inflation and tariffs continue to test budgets, consumers are proving that adaptability defines their response to higher prices.
Credit Growth Steadies...
The longest federal government shutdown in U.S. history has apparently led to an unprecedented gap in economic data.
It’s rendered the Bureau of Labor Statistics (BLS) unable to compile the October Consumer Price Index and non-farm payroll figures.
Although CNBC reported that “the spending impasse [appears] to be near an end,” White House Press Secretary Karoline Leavitt told reporters...
From foundation matching and real-time consultations to generative marketing and supply chain forecasting, artificial intelligence (AI) is getting integrated into nearly every part of the beauty business.
A McKinsey analysis found that beauty companies integrating AI into personalization and media campaigns reported conversion uplifts of up to 40%, with marketing productivity gains...
America’s consumer finance watchdog wants to pare back and slow its small‑business lending data rule.
The Consumer Financial Protection Bureau (CFPB) argued that a tighter phased start will lead to improved data quality and lower compliance costs. The 198‑page notice dealing with the change is slated for Federal Register publication Thursday (Nov. 13), with comments due 30 days after...
New research shows the American life insurance and private credit industries becoming intertwined.
That’s according to a report Wednesday (Nov. 12) by The Wall Street Journal (WSJ), citing research from Moody’s Ratings.
It shows that the boom in private credit (PC), which covers things like real estate debt, corporate loans and complex asset-backed securities, is quickly transforming...
The U.S. Treasury announced it would halt the production of the nation’s circulating one-cent coin this week, citing escalating manufacturing costs and deeming the currency unnecessary for modern commerce, USA Today reported Wednesday (Nov. 12).
According to the report, U.S. Treasury Secretary Scott Bessent and U.S. Treasurer Brandon Beach were scheduled to mark the striking of the “...
For all its technological foundations, the crypto sector was also built upon a parallel language embraced by its adherents. Beneath the memes and market noise lies a dense web of cryptographic constructs and economic experiments.
This has led to an industry lexicon that is part engineering argot and part digital mysticism, encompassing terms like staking ecosystems, blockchain layers,...
Target is introducing new technology features to help customers shop for the holidays.
The new features, announced Wednesday (Nov. 12), include gift recommendations powered by artificial intelligence (AI), as well as store navigation assistance and shopping list scanning.
“We know so many of our guests love shopping our stores with their phones in hand, and when they use the Target app...
Two unnamed officials told The Financial Times that the European Commission, the EU’s antitrust watchdog, is preparing to launch a new investigation into Google’s parent company, Alphabet.
Google is alleged to be in violation of the EU’s Digital Markets Act (DMA) because of how the tech giant ranks online news publishers in its search results, the Financial Times reported.
The probe...