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PicPay, the Brazilian digital payments firm, is increasingly leaning on artificial intelligence to manage its rapid scale.
The Brazilian digital payment firm discussed this effort Wednesday (March 18) as it reported its first quarterly earnings since going public earlier this year.
Those results showed a 85% increase in net revenues for the year, a jump the company credited to the...
“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how the U.S. payout market changed throughout the last five years as consumers and businesses moved away from paper checks and slower bank transfers toward faster digital options. The central finding is that the shift is no longer...
In the early days of digital banking, identity fraud largely meant stolen credentials: a breached password, a compromised Social Security number or a copied credit card.
But digital banking is no longer early innings, and the growing category of identity fraud firms are facing is fundamentally different. Instead of stealing identities, criminals are manufacturing them.
“Synthetic...
Watch more: What’s Next in Payments With i2c’s Matthew Pearce
Fraud is no longer limited to stolen credentials or isolated account takeovers. It’s now shaped and aided by systems that can replicate human behavior, forcing financial institutions to reconsider how identity is established and trusted across digital channels.
In a recent “What’s Next in Payments” discussion, Matthew Pearce...
Consumer credit has so far been shaped and defined by a single product. The revolving credit card.
But the revolving credit card’s fundamental architecture, built for a world where credit lines were static and repayment schedules predictable, is now colliding with a new consumer reality.
Findings in the March 2026 edition of the Payments Innovation Tracker® Series, a PYMNTS...
Financial stress is pushing more consumers toward digital wallets, and the shift may say less about tech adoption than about how shoppers are trying to stay organized when every dollar matters.
That is one of the clearest takeaways from “The New Checkout: Crimped Consumers Lean Into Online Retail and Digital Wallets,” a recent PYMNTS Intelligence report based on a survey of 2,108 U.S....
Watch more: What’s Next in Payments With Visa’s James Mirfin
There’s an innovation race growing over digital identity. On one hand are banks and merchants that have traditionally been reliant on tools like passwords, one-time passcodes, biometric selfies and voice checks to power online authentication.
On the other are fraudsters using artificial intelligence (AI) to replicate those...
Arizona’s filing of criminal charges against Kalshi could mark a new strategy in states’ legal battles with prediction markets, Bloomberg reported Wednesday (March 18).
Daniel Wallach, founder of Wallach Legal, told Bloomberg that Arizona’s strategy could enable the state to shut down Kalshi’s operations rather than imposing fines.
“It may reflect a fine-tuning of states’ strategies on...
Cryptocurrency exchange Coinbase is looking to build the infrastructure for artificial intelligence agent payments at a time when its core business is being impacted by the crypto market downturn, The Information reported Wednesday (March 18).
Shan Aggarwal, chief business officer at Coinbase, said of the firm’s agentic payments projects: “It’s certainly one of our top priorities as a...
Stone Ridge Asset Management told clients in one of its funds last week that it would pay investors only 11% of the amount they requested to cash out because recent redemption requests were so high, the Wall Street Journal reported Wednesday (March 18), citing an investor update.
The Stone Ridge Alternative Lending Risk Premium Fund holds consumer and small business loans made by ...