What Happens When Embedded Finance Grows Up?
For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The model established in‑house finance arms so t...
Data Aggregators Push Secure Access as Rule 1033 Rewrite Looms
Rule 1033 was supposed to be the moment U.S. “open banking” stopped being a patchwork of screen-scraping workarounds and became a regulated data-right.
The Consumer Financial Protection...
AI Cuts Booking Holdings Customer Service Costs 10% as Volumes Rise
Generative artificial intelligence enabled Booking Holdings to reduce its customer service costs year over year, even as the company handled 10% more bookings, Booking Holdings Chief Financial Officer...
DoorDash Q4 Earnings Highlight Deliveroo and Agentic AI Push
DoorDash used its fourth-quarter earnings call to make a broader point about where it sees the next leg of competition: not just in meal delivery, but in owning the software and logistics stack that p...
Banks Target Q4 Launch for Tokenized Deposit Network
A tokenized deposit network built by five banks and a blockchain-based platform led by former Comptroller of the Currency Gene Ludwig is expected to be available to the banks’ customers in the four...