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Cryptocurrency prices began December by continuing the ongoing, widespread selloff that marked October and November.
Bitcoin, the most popular crypto, fell by as much as 6% to under $86,000 in early Asia trading Monday (Dec. 1), Bloomberg News reported, citing its in-house data. Ether slid more than 7% to roughly $2,800, with other tokens following similar downward paths.
As the report...
Cities depend on thousands of small transactions that happen every day, but the systems behind those payments often work against the efficiency city departments need.
Boston decided it could no longer operate with decades-old tools that made it hard to collect, track and reconcile parking and small-dollar municipal payments.
That push to modernize is now taking shape through Passport...
The role of the finance function is being re-written as companies increasingly are no longer satisfied with observing cash flow in the rearview mirror. Instead, they are beginning to redesign it.
The latest data in the report “Time to Cash: A New Measure of Business Resilience,” a new PYMNTS Intelligence collaboration with Bottomline and FIS, revealed that Time to Cash, the speed at...
Embedded finance is moving from a strategic initiative to a core requirement as firms across industries weave financial services into their platforms.
The PYMNTS Intelligence report “Embedded Finance as a Strategic Initiative: How Integrating Financial Services Into Non-Financial Platforms is Driving Growth,” a Green Dot collaboration, found that nearly every company surveyed uses at...
The last few Prompt Economy Weekly features have focused on trust and technical security for agentic AI. Seeing as how security is a prerequisite for its consistent usage, that focus was spot-on and will continue to be an issue. But this week was something of a litmus test for the Prompt Economy. It marked the beginning of the holiday shopping season, and time will tell whether agentic AI was a...
Personalization has become one of the most valuable but difficult promises in commerce, particularly at checkout, where consumers want an experience that is seamless, relevant and able to deliver value without extra effort.
Payments, rewards and consumer intent often operate in different lanes, and closing the gap between them has become a priority for both brands and financial...
Big month for car insurance in the PYMNTS app provider rankings, with one big surprise at the top. The PYMNTS.com Insurance Apps page offers a monthly ranking of smartphone Insurance Apps, assessing them based on publicly available information and exclusive app usage data, helping users identify the top performers in the market. The ranking aims to provide precise insights into app performance,...
Credit unions trying to attract younger members now face a generation that expects personalized digital tools and is willing to walk away when it does not get them.
The “Digital-First Retention Playbook: Winning Gen Z Loyalty at Credit Unions” report lays out a portrait of a cohort that sees itself as navigating a tougher financial landscape than older groups while demanding fast,...
One of the world’s largest cyber insurance firms is reportedly pulling back from the market.
That company, Beazley, is dealing with increasing claims and falling prices, even as competitors double down on policies covering ransomware demands and other cyberattacks, the Financial Times (FT) reported Sunday (Nov. 30).
The company recently reported that cyber gross written premiums, a...
Retail rivals Walmart and Amazon are reportedly expanding their lending footprint in India.
For Amazon, that means plans to offer loans to small business owners in the world’s most populous country, while the Walmart-owned Flipkart is exploring buy now, pay later (BNPL) products, Reuters reported Friday (Nov. 28).
As the report noted, Amazon this year acquired the Indian nonbank lender...