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In today’s artificial intelligence (AI)-driven economy, data is more than an asset — it’s a strategic imperative.
That’s the belief of Ryan Swann, Vanguard’s chief data analytics officer. In this exclusive interview with PYMNTS, Swann explains how data is at the forefront of any AI-powered digital transformation. He shares how the mutual fund giant is using data and AI not only to gain insight,...
A group of American small businesses is suing President Donald Trump over his tariffs.
These five businesses contend the president overstepped his authority in declaring a national emergency to impose the levies last month, Reuters reported, ahead of a Tuesday (May 13) hearing before the U.S. Court of International Trade in New York.
According to Reuters, the suit was brought by the nonpartisan ...
It can be challenging to think of two things more at odds with each other than the mechanics of B2B payments, and the emerging expectations of modern businesses around payment simplicity, security and speed.
While consumer payments have undergone a digital transformation fueled by virtual cards, real-time payments and mobile wallets, B2B still finds itself deeply entrenched in manual processes...
A car loan can turn out to be a green light, red light moment for millions of Americans.
While consumers in the United States spend trillions of dollars annually on transportation, traditional credit cards rarely offer meaningful rewards for auto-related expenses.
That disconnect represents an opportunity, Fasten founder and CEO Jacob Zachs told PYMNTS CEO Karen Webster.
“Auto spend is the second...
The business landscape moves fast, and that can leave reactive businesses a step behind their more proactive competitors.
But today’s increasingly digital landscape is full of opportunity for firms looking to transition their legacy back-office processes, such as accounts payable (AP), from passive operations to value creation levers.
The latest PYMNTS Intelligence data from the April 2025...
Customer conversations are a gold mine for business innovation, ValidiFI Customer Operations EVP Mark Lashmar writes in a new PYMNTS eBook, “The Listening Economy: How Customer Conversations Are Transforming Financial Services.”
A leading lender faced a critical issue in its application approval process. New applicants met all approval criteria, but shortly after they were onboarded, the lender...
Consumers in the United Arab Emirates (UAE) are mobile shopping leaders. They rank first in mobile shopping among the eight countries surveyed in PYMNTS Intelligence’s latest research: Just over 2 in 3 made their most recent retail purchase using a mobile device. What’s more, the typical UAE consumer window shops from their mobile device 17 days per month, well above the global average.
PYMNTS...
Economically, it’s starting to feel like the height of the pandemic.
Consumers in the United States, warily eyeing the impact of the President Donald Trump administration’s global trade war, are increasingly worried about higher prices on everything from Mexican avocados to China-made iPhones. Shoppers expect the average cost of all goods, whether imported or made in America, and services to...
The traditional pillars of consumer credit are undergoing a profound transformation as “pay later” options, once a niche for specific shoppers, are now redefining how Americans spend and borrow.
A new PYMNTS Intelligence report, “Pay Later Revolution: Redefining the Credit Economy,” highlights this evolution, detailing an ecosystem where traditional banks, nonbank lenders and FinTech startups are...
The Trump administration’s elimination of the de minimis exemption will be great for American retailers, Simon Property Group Chairman, CEO and President David Simon said Monday (May 12).
The de minimis exemption, which was a longstanding rule that allowed packages worth less than $800 to enter the U.S. without paying a tariff, was commonly used by Chinese eCommerce retailers to sell goods at...