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For most of the 21st century’s eCommerce era, retailers have optimized for a single decision-maker: a human with a screen, a cursor and relatively limited attention.
To sway the human shopper, product discovery funnel relied on traditional marketing visuals and copy. Differentiation was shaped by branding and UX, while conversion often hinged on persuasion.
But new findings from the...
An industry once dominated by national banks is being reshaped as FinTechs turn their attention to smaller institutions, with credit unions emerging as the partnership destination of choice.
That shift is not anecdotal. PYMNTS Intelligence data from the latest Credit Union Tracker, produced with Velera, shows that FinTech partnerships with credit unions grew nearly 19% year over year,...
All technologies ultimately grow up and mature, to the point where their usefulness is all that remains of their initial buzz. That very cycle is playing out now across embedded finance in the B2B space.
The findings in “B2B Platforms Expand Embedded Finance to Enhance Customer Experience, Drive Revenue,” a PYMNTS Intelligence and Marqeta collaboration, reveal that embedded finance no...
Watch more: Live Roundtable with Block’s Brian Boates, Paypal’s Dave Szuchman and FTA’s Angelena Bradfield
The contours of the modern scam economy are becoming clear. And its edges are growing sharper.
Fraud is no longer a fringe problem driven by clumsy phishing emails or naive users clicking the wrong link. It is a sophisticated, fast-moving industry built on social engineering,...
Merchants are discovering that fraud is no longer a problem they can solve at checkout alone. It is a systems challenge that runs through every step of the payment flow, from onboarding to post-transaction disputes.
That is the central message of “Orchestrating Trust: The Future of Fraud Prevention in Payments,” the latest Payments Orchestration Tracker from PYMNTS Intelligence. The...
PicPay, the Brazilian mobile banking and instant-payments provider, has filed for a U.S. initial public offering (IPO), marking one of the most closely watched Brazil-linked FinTech listings since the region’s equity-capital-markets pipeline cooled after Nubank’s blockbuster debut.
The move comes as investors keep a close eye on how Pix—the central bank-backed instant payments rail—...
Mastercard has granted a license to QNB Group, the largest financial institution in the Middle East and Africa, to extend its issuing and acquiring activities in Syria, a move intended to modernize the nation’s digital payments infrastructure.
The agreement, posted in a news release on Monday (Jan. 5), allows QNB to provide Mastercard payment solutions that are accepted both locally...
The U.S. Department of Transportation (DOT) is pivoting away from aggressive regulatory oversight of the airline industry, part of a broader deregulatory agenda that aims to reduce the government’s ability to hold airlines accountable for violations of consumer protection and civil rights laws.
According to a Monday (Jan. 5) report from Bloomberg, the DOT proposed revisions to the...
Hackers and cyber criminals no longer look like characters in science fiction movies like The Matrix. They don’t hide behind hoodies, green text or zero-day exploits. Instead, they increasingly look like you or me, or your trusted bank, logistics partner, or a credit card or financial services representative.
Looking back on 2025, the most consequential cyber incidents of the year were...
Amazon advanced Alexa beyond its device roots Monday (Jan. 5) with a browser-based expansion of Alexa+ and made product announcements at CES 2026 focused on Fire TV and the Bee wearable.
Together, the updates show Amazon advancing Alexa as a cross-surface artificial intelligence assistant while continuing to refresh its consumer hardware portfolio.
Alexa+ Moves to the Web
Alexa+ is now...