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More than 80% of the world’s bitcoin ATMs are found in the United States.
And as noted in a Financial Times opinion piece Friday (Sept. 5), these ATMs appear to be clustered in Black, Latino and lower-income communities, similar to payday lenders and check-cashing operations.
“Providers have denied targeting areas based on any racial profile,” writes Dedrick Asante-Muhammad, president...
Ireland’s three retail banks say they will introduce a mobile payment service next year.
Zippay, a joint collaboration by AIB, Bank of Ireland and PTSB, is set to debut in early 2026, the Banking and Payments Federation of Ireland (BPFI) announced Monday (Sept. 8).
According to the announcement, Zippay will be an in-app service provided through the lenders’ mobile banking apps,...
Digital couponing is set to have a moment. Driven by continued growth in eCommerce and mobile-first shopping, several sources have pegged it to triple its total market value of $9 billion by 2032. We took both as a sign to check our app provider rankings in the category, and as usual, we found some surprises. Digital couponing is more than Groupon.
The PYMNTS App provider rankings...
What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new report from PYMNTS Intelligence in collaboration with i2c, uncovers a silent but critical threat: Millions of eligible customers are self-excluding from the credit market based on assumptions, not facts. This isn’t just...
Watch more: Cowboys Go Crypto as Wyoming’s Stablecoin Merges Usability With Programmability
When the state of Wyoming announced the Frontier Stable Token (FRNT), it did more than introduce a new financial product. It may have cracked open a door into the next era of money itself.
The initiative marks the first government-issued, fully reserved stablecoin in the United States, a move...
Watch more: Need to Know
If businesses can’t see their cash, they might as well not have any.
That’s especially true against today’s volatile global backdrop, where multinational companies are rethinking how they move money across borders.
“One thing that all treasury organizations are looking for is visibility into their global activity,” Sebastian Sintes, director of transactional FX...
Payment names led to the downside this past week, shortened by the Labor Day holiday, as the CE 100 Index gave up 0.2%. Six of the 11 pillars were lower, led by the Pay and Be Paid segment, offset a bit by Alphabet’s jump in the wake of news that Google has skirted a breakup on antitrust grounds.
The Pay and be Paid pillar slipped 2.5%, led by Sezzle, which gave up about 9.3%,...
Watch more: Monday Conversation
The sea has always been central to global power, shaping both trade and security. Today, with China’s shipbuilding capacity outpacing that of the United States and asymmetric threats like drones and anti-ship missiles rising, the Navy faces a stark dilemma: how to project strength without placing $2 billion destroyers in harm’s way.
Into that challenge...
Consumers may be spending more of their retail dollars online, but the single biggest draw to brick-and-mortar stores isn’t groceries, clothes or electronics. It’s lipstick and lotion.
That’s one of the unexpected findings in PYMNTS Intelligence’s “How People Pay Report: Health and Beauty Products Draw Retail Shoppers Into Brick-and-Mortar Stores.” Based on a December survey of 2,628...
Anthropic will reportedly pay $1.5 billion to settle a high-profile copyright violation lawsuit.
The artificial intelligence (AI) startup was sued last year by a group of authors who accused the company of illegally accessing their books.
Under the terms of this settlement, Anthropic will pay around $3,000 per book as well as interest, and will also destroy the datasets that contain...