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Helping Business Interpret and Use Technology
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Watch more: Smarter Automation Moves AR From Efficiency Play to Strategic Pillar Finance leaders today face a paradox. The pace of global business is accelerating at breakneck speed, yet in countless back offices, legacy systems and manual processes remain stubbornly entrenched. The result is a mismatch between the demands of modern markets and the tools organizations use to manage...
For credit unions, relationships with members are often measured in decades, not years. But as younger generations grow into their prime earning and spending years, credit unions risk losing that long horizon unless they can meet the digital-first expectations of Gen Z and millennials. What was once a differentiator — personal service and community roots — must now be paired with...
Corporate finance has long been among the early adopters of automation. From Lotus 1-2-3 to robotic process automation (RPA), the field has a history of embracing tools that reduce manual workload while maintaining strict governance. Generative artificial intelligence (AI) has come to increasingly fit neatly into that lineage. Findings from the PYMNTS Intelligence July 2025 PYMNTS Data...
It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing catch-up with monthly bills. Only it doesn’t always work that way. Higher earners with more than $100,000 in annual household income are increasingly using the opposite approach to managing their cash flow. A recent PYMNTS...
In an era of high living costs and economic uncertainty, payroll timing is more than a convenience—it’s a competitive edge. Earned wage access (EWA), which allows employees to collect pay as they earn it, is transforming payroll into a strategic retention tool. The latest data shows workers are no longer willing to wait two weeks for a paycheck, especially as financial stress mounts....
Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. The PYMNTS Intelligence report “Split Shift: How Card Installments Are Reshaping the Pay Later Landscape” shows that the rise of installment plans on general-purpose and store-branded cards is beginning to reshape consumer credit, diverting attention and dollars from buy now, pay later (BNPL)...
U.S. import cargo volumes are projected to decline for the remainder of 2025, after a near-record summer surge driven by retailers stocking up ahead of rising tariffs and an unpredictable trade policy landscape. The Global Port Tracker report, released Tuesday (Sept. 9) by the National Retail Federation (NRF) and Hackett Associates, indicates a cooling after a period of heightened...
Marqeta, a card issuing platform that enables embedded finance solutions, announced Tuesday (Sept. 9) the appointment of Mike Milotich as its CEO and a director, effective immediately. Milotich has served in this position on an interim basis since February, a role he held concurrently with his position as CFO. Judson C. Linville, chair of the Marqeta board, credited Milotich for...
Microsoft plans to buy access to Anthropic’s artificial intelligence (AI) models for parts of Office 365 Copilot, partly reducing its reliance on OpenAI, The Information reported.  Under the plan, Microsoft will blend Anthropic’s Claude models with OpenAI’s technology inside Word, Excel, Outlook and PowerPoint. People involved told The Information that Anthropic’s latest models...
Authentica, a San Francisco-based startup, launched an artificial intelligence (AI) platform designed to deliver real-time supply chain visibility and automate compliance amid rising tariffs and trade scrutiny. The platform ingests emails and shipping documents and uses AI agents to automate key processes across the order-to-delivery cycle, including anomaly detection, tariff...