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It’s not a great time to be a smaller bank in the U.S.
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That’s according to a report Monday (July 14) by The Wall Street Journal, citing recent data showing that while the country’s banking giants are flourishing this year, regional lenders are having a tougher time.
During the second quarter, the KBW Nasdaq Bank Index, which monitors the country’s largest banks, was up...
Watch more: Bank of America on Turning Payments Breakthroughs Into Habits
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From QR codes and tokenized wallets to instant settlement networks and blockchain rails, the technological underpinnings of payments are evolving faster than most adjacent sectors.
Yet, for all the feats of engineering, true success in this domain is dictated not by what is possible but by what is...
Generation Z is rewriting the rules of engagement for the financial services sector. Full stop. As the first true digital natives, their expectations, spending patterns and banking preferences are shaping the future of payments, credit and commerce. Drawing on PYMNTS Intelligence research from 2025, as well as relevant executive interviews from PYMNTS, these five “rules of engagement” distill the...
Watch more: Banks Leverage Merchant Services to Win Deeper Customer Relationships
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The banking industry, perennially in flux, must modernize legacy systems while navigating an increasingly competitive landscape. It’s a bit like changing the tires on a moving car.
Even in 2025, financial institutions are still striving to fully execute digital strategies initiated years...
Global payments are being driven by a generational shift toward mobile wallets that began with young consumers and is now influencing all age groups.
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The PYMNTS Intelligence report “Pocket Revolution: How Mobile Wallets Are Changing Payments Worldwide” provides an analysis of global digital engagement, examining how mobile wallets and mobile-first payments are reshaping...
A move toward stakeholder cost sharing marks a shift in enterprise-level B2B payments, Boost Payment Solutions founder and CEO Dean M. Leavitt writes in a new PYMNTS eBook, “Halftime 2025: Charting the Future of Payments.”
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At Boost, we’ve always believed that the payments industry thrives when stakeholders evolve together — through thoughtful innovation, smart...
It’s summer vacation season, and there’s no shortage of options for consumers and businesses to plan, book and for pay for travel via mobile apps. The PYMNTS Travel Apps page offers a monthly ranking of smartphone Travel Apps, assessing them based on publicly available information and exclusive app usage data, helping users identify the top performers in the market. The ranking aims to provide...
Most of the CE 100 Index components traded lower this past week, sending the overall index 1.9% lower as seven of the 11 pillars lost ground, ahead of the earnings season kickoff that begins with the big banks.
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Only the Move sector posted a gain of more than 1%, barely breaking above that level.
Delta was the standout here, up 11.4%. The company reported Thursday that...
JPMorgan has reportedly told FinTechs it will begin charging for access to customer bank info.
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That’s according to a report Friday (July 11) from Bloomberg News, which noted these fees from the largest American bank could amount to hundreds of millions of dollars, threatening the FinTech sector’s business model.
The bank has sent pricing sheets to data aggregators —...
President Donald Trump’s immigration crackdown has triggered a corresponding increase in remittances.
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That’s according to a report Sunday (July 13) by The Washington Post, which illustrates this trend with the example of the VM Services money transfer business in suburban Maryland, where lines are out the door most weekends.
“People who’ve saved up money — who have...