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Amazon and Walmart are waging a two-front war.
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One front is software. Who can build the smartest artificial intelligence agent to guide shopping behaviors?
The other is logistics. Who can deliver faster, cheaper and more conveniently?
Retail innovation, long focused on eCommerce platforms and omnichannel strategies, is now undergoing a deeper shift. It is moving toward...
Small and micro businesses don’t want to stay that way. They want to grow.
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In the United States, microbusinesses — defined as firms with fewer than 10 employees — form the very bedrock of economic innovation, local employment and community resilience. Yet despite their foundational role, these enterprises are consistently denied access to the financial fuel they need to...
The future of instant payments in the United States hinges on a balance, as financial institutions navigate the complexities of fragmented networks by embracing dual-rail strategies.
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It’s a pragmatic, albeit challenging, path to a broader market reach. The PYMNTS Intelligence report “Instant Impact: Why Real-Time Payment Success Hinges on Optionality,” a collaboration...
Speed is becoming the defining feature of lending, and borrowers are setting the pace. With inflation pinching household budgets and emergencies around every corner, consumers no longer consider instant disbursements a perk or convenience. They expect them. In fact, borrowing payouts now lead all categories in instant disbursement usage, with 45% of consumers saying they most frequently receive...
While many sectors have embraced the swift currents of digital innovation, a significant portion of the U.S. healthcare industry remains anchored in outdated payment practices, creating inefficiencies and straining financial health.
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A recent report, “Healthcare Payments Need Modernization to Drive Financial Health,” illuminates how manual payment systems are...
Earnings reports were the key determinants of the FinTech IPO Index’s fortunes this week, with the platforms sharply in focus.
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No matter the direction of stock prices, a few trends have emerged, where banks and enterprises have looked to these platforms to hasten their own digital shifts in modernizing core operations and fund flows. Demand for loans was also, in most...
Digital payments solution provider Fintiv is accusing Apple of racketeering and trade-secret theft in a new federal suit over the technology that powers Apple Pay.
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Fintiv’s complaint, lodged Wednesday (Aug. 6) in the U.S. District Court for the Northern District of Georgia, alleges that Apple posed as a prospective partner a decade ago to gain inside access to CorFire’s...
Chime’s first outing as a public company was a success, and CEO Chris Britt did not hedge on ambition. He waited about 30 seconds into the company’s first earnings call to tell the audience that he wants nothing less than for Chime to become “the largest provider of primary account relationships in the U.S.”
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Analysts focused less on headline numbers and more on how...
Amazon has begun offering used vehicles through its Amazon Autos platform, starting with Hyundai dealers in Los Angeles.
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Consumers can now browse, compare and purchase used and certified preowned Hyundai vehicles directly on Amazon, according to a company blog post on Monday (Aug. 4). More car brands and cities will follow in the coming months.
Amazon is offering a 3-...
In a commercial real estate environment still grappling with inflationary pressures, evolving consumer behavior and global economic uncertainty, observers would be forgiven for embracing prevailing narratives about the death of brick-and-mortar retail.
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But as uncertainty prevails, some firms are finding their footing by leaning on a combination of disciplined capital...