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Visa has introduced a tool allowing secure communication between merchants and artificial intelligence (AI) agents.
The Trusted Agent Protocol, announced Tuesday (Oct. 14), is designed to address the challenges centered around agent-driven commerce.
“We believe the entire payments ecosystem has a responsibility to ensure sellers trust AI agents with the same confidence they place in...
AI-powered fraud prevention is reshaping the fight against financial crime, Block Chief Risk Officer Brian Boates writes in a new PYMNTS eBook, “Headlines That Will Shape the Close of 2025.”
As we close out 2025, one headline that captures the significant shift reshaping payments and commerce is how AI-powered fraud prevention is reshaping how we fight financial crime and better...
All banks talk about using technology to lower costs. Esh Bank is wagering customers should see the results. The Israel-based, digital-only startup says it will pay account holders every week by splitting the bank’s net interest income evenly with them.
“For the first time in the world, there’s a bank that pays the customer rather than the other way around,” CEO Yuval Aloni told...
Watch more: Prompt Economy: Visa, Rob Cameron
“Agentic AI is going to unlock a lot more commerce,” Rob Cameron, global head of Visa Acceptance Solutions, told PYMNTS CEO Karen Webster.
That vision is already underway in what has become known as the prompt economy. Consumers are beginning to act as their own personalization engines. Rather than scrolling through endless product listings...
Watch more: Need to Know: Priority, Sean Kiewiet
Modern commerce has never offered customers more ways to pay or get paid.
From cards, ACH, wires, real-time payments, wallets, cryptocurrency and cross-border rails, the menu keeps expanding.
For merchants and platforms, that optionality is a competitive requirement. It is also, increasingly, an operational drag.
“I call it doing empty...
When it comes to travel, Generation Z consumers and baby boomers, two groups at opposite ends of the digital age spectrum, are behaving more alike than anyone expected.
Both are holding onto their computers even as most consumers now reach for their phones to book a trip.
The finding from the PYMNTS Intelligence report “Consumers Go Mobile-First on Travel Purchases” upends the popular...
Watch more: When Machines Decide: Winning Back Trust in AI Finance
Artificial intelligence (AI) is reshaping financial services, from lending decisions to fraud detection. But as Green Dot Chief Product Officer Melissa Douros cautions, the technology’s impact hinges on something more fundamental: trust.
Consumers must believe their data is secure, that AI-driven decisions are free from...
Philadelphia Fed President and CEO Anna Paulson said Monday (Oct. 13) that tariff-induced price increases have been “somewhat smaller than anticipated” and that the increases that have been seen are unlikely to leave “a lasting imprint on inflation.”
In remarks prepared for delivery at the National Association for Business Economics Annual Meeting in Philadelphia, Paulson said monetary...
In order to allow U.S. military staff to get paid during the government shutdown, Treasury Secretary Scott Bessent is reportedly prioritizing payments in a way some of his predecessors said during previous budget clashes could not be done.
Bessent told Fox Business Monday (Oct. 13) that the Treasury Department is “having to prioritize payments,” Bloomberg reported Monday.
“We are...
With several banks set to report their third quarter earnings this week, analysts reportedly expect them to show strong growth but will also be looking for signs of headwinds from delinquencies in student and auto loans.
The sector’s growth has been fueled by a surge in mergers and acquisitions, a pickup in capital markets activity and a favorable regulatory environment that has...