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Watch more: Visa Gives Developers New Tools to Accelerate Agentic Commerce
“There’s almost a reimagining of the internet going on right now,” Visa Senior Vice President and Global Head of Growth Rubail Birwadker told PYMNTS CEO Karen Webster. For the past 30 years, eCommerce has been about keeping bad bots out. The fraudsters, scrapers and hostile traffic. Now, the challenge is flipped...
J.P. Morgan is set to bring its digital retail bank Chase to Germany next year.
As the Financial Times (FT) reported Thursday (Sept. 4), America’s largest bank plans to launch in Germany in the second quarter of 2026.
Chase’s first product in that country will be a savings account, “because of the popularity of savings products in Germany,” Daniel Llano Manibardo, J.P. Morgan’s head of...
Watch more: Agentic AI Is Rewriting the Auto Buying Playbook From Lot to Bot
Although buying a car is often a milestone, it’s rarely a fun experience for the buyer.
The endless weekends spent wandering dealership lots, the cat-and-mouse of price negotiations, and the lurking suspicion that the other side knows far more than you do. The whole process is one of the least trusted retail...
For millions of Americans, waiting days for funds to clear is rapidly becoming unthinkable. As people earn, borrow, or sell in more flexible ways, the demand for immediate access to money, where and how they want it, has made instant payments not just a convenience, but a necessity.
Instant Is the Default
The era of waiting for paychecks or commissions to post is fading fast. According...
For all the talk about artificial intelligence and instant payments, the biggest change reshaping how businesses pay each other may be happening in accounts payable.
The PYMNTS Intelligence report “Virtual Mobility: How Mobile Virtual Cards Elevate B2B Payments” finds that virtual cards and mobile wallets are emerging as valued tools helping firms wrestle back control over cash flow...
Watch more: Embedded AP Solutions Transform Back Office From Swivel Chair to Command Seat
Walk into the back office of a company with an alleged cutting-edge accounts payable (AP) function, and you might expect to see a frictionless, fully digital operation.
Instead, what you’ll often find looks more like a throwback to the 1990s, with finance teams performing swivel chair maneuvers:...
The Financial Industry Regulatory Authority (FINRA) is reportedly investigating misconduct allegations against two former executives of collapsed banking-as-a-service (BaaS) provider Synapse Financial Technologies.
FINRA is looking into Synapse’s brokerage arm’s former chief compliance officer, Mark Paverman, and the unit’s former president and CEO, Jeffrey Stanley, Bloomberg reported...
As consumers lean on the simplicity and control of debit payments, FinTechs are weaving these cards into their platforms, not just as payment tools, but as vital threads that stitch together expanding ecosystems.
Recent PYMNTS Intelligence research shows the widening embrace of debit: We found, for example, that consumers were 67% more likely to use debit than credit when buying...
Artificial intelligence (AI) startup Mistral AI is reportedly nearing the close of a funding round in which it would raise €2 billion (about $2.3 billion) and be valued at €12 billion (about $14 billion).
This would be Mistral AI’s first fundraise since a June 2024 round in which it was valued at €5.8 billion, Bloomberg reported Wednesday (Sept. 3), citing unnamed sources.
Mistral AI...
Apple is reportedly developing an artificial intelligence (AI)-powered web search tool that could be added to its Siri voice assistant, its Safari web browser and its Spotlight search features on the iPhone.
The search tool, dubbed World Knowledge Answers, would look up information from the internet and summarize the results, similar to OpenAI’s ChatGPT, Google’s AI Overviews and apps...