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Done right, embedded finance shifts from a buzzword to a reliable infrastructure, Ingo Payments Chief Product Officer Lisa McFarland writes in the latest PYMNTS eBook, “Halftime 2025: Charting the Future of Payments.”
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Embedded finance used to feel like a novelty — an extra button you bolted onto checkout. Six months into 2025, it’s closer to table stakes. When every...
A new report suggests that while initial cost concerns may deter merchants from adopting pay by bank, the long-term financial and operational benefits for consumer-facing businesses could be substantial, potentially surpassing the expenses of traditional payment methods.
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The pay-by-bank study, produced by PYMNTS Intelligence in collaboration with Trustly, examines U.S....
The Stargate artificial intelligence (AI) infrastructure project reportedly got off to a slow start.
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Six months after project was announced, the newly formed company operating the effort has not made a deal to build a data center and has shifted its goal from investing $100 billion immediately to building one data center by the end of 2025, the Wall Street Journal (WSJ...
The Brazilian government launched a social media campaign defending the country’s instant payment system, Pix, after the U.S. government said it is investigating the system as one of several alleged unfair trading practices.
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The slogan of the campaign is “PIXéNosso, My Friend” (“Pix is Ours, My Friend”), the Financial Times (FT) reported Monday (July 21).
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Every time an artificial intelligence (AI) model is introduced, the company that created it — whether Google, Anthropic, Meta, xAI or others — often points out that it has topped several AI benchmarks.
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But if everyone claims its AI model excels, benchmarks become less meaningful. So how can companies know which AI systems are the most capable and best-suited for their...
For decades, small- to medium-sized businesses (SMBs) have been the underserved middle children of enterprise technology.
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Too small to afford robust enterprise resource planning (ERP) systems and too complex for consumer-grade tools, many SMBs have had to rely on spreadsheets, manual entry and fragmented services to manage their financial operations.
But that is...
Rezolve Ai said Monday (July 21) that it expects the new U.S. stablecoin law, the GENIUS Act, to usher in a new era of regulated digital commerce and unlock “trillions in compliant crypto payments.”
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The company added in a Monday press release that its artificial intelligence commerce (AI) platform, Brain Suite, is positioned to help retailers access the stablecoin...
PayPal has introduced a scam prevention tool for PayPal and Venmo Friends and Family payments.
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“Designed to proactively alert customers to potential scams and prevent losses in real-time, the alerts intervene when it matters most — before any funds are sent,” the company said in a Monday (July 21) news release.
“As scammers attempt to coerce people into sending payments...
OpenAI and the U.K. government signed a strategic partnership that encompasses artificial intelligence (AI) infrastructure, employment and applications.
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The memorandum of understanding, which is voluntary and not legally binding, aims to “maintain a world-leading UK AI ecosystem rooted in democratic values,” the U.K.’s Department for Science, Innovation and Technology...
BitGo has become the latest cryptocurrency sector player aiming to go public.
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The company announced Monday (July 21) that it had confidentially filed for an initial public offering (IPO) with the U.S. Securities and Exchange Commission (SEC). BitGo said the number of shares it plans to offer and the price range for the IPO are still undetermined.
BitGo, founded in 2013...