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Consumer credit presents a challenge for financial institutions, as new research reveals revenue and customer relationships at stake when preferred payment methods become unavailable.
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The PYMNTS Intelligence report “What Consumers Do When Their Go-to Credit Choice Is Unavailable” examines how consumers manage expenses when their primary credit product is inaccessible....
Watch more: B2B Payments-as-a-Service Recasts AP as Revenue Generator, Uncertainty Navigator
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When times get tough, it can be tempting to view back-office functions like accounts payable (AP) as targets for cost-cutting.
But in today’s financial climate, marked by uncertainty, supply chain friction and digital fraud, that view is becoming obsolete. CFOs across industries...
You know that if a crypto company has a tough week amid the current cryptomania, that the FinTech IPO must have had a bad week as well. And that’s the case this week as the FinTech IPO index took a 5.4% tumble this week.
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The crypto company that had a tough week was DeFi Development Corp. Its stock price dropped 31.1% this week on what should have been positive news....
The Federal Reserve said Thursday (July 31) it joined other federal banking agencies in allowing banks and credit unions to obtain customers’ tax information numbers from a third party, rather than directly from the customer.
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This alternative collection method allowed by this order is optional, and banks are not required to use it, the Fed said in a Thursday press...
Jeff Bezos’ old maxim framed Amazon’s earliest days: “We’re not competitor‑obsessed, we’re customer‑obsessed.”
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Back then, a “customer” meant an online book buyer. Two decades later, that constituency is sprawling. It ranges from the home cook ordering spatulas, the chief technology officer spinning up cloud servers, the chief marketing officer buying ads or the shopper...
Mercado Libre CEO Marcos Galperin will focus “quite a bit” on artificial intelligence when he moves to a new role as executive chairman on Jan. 1, 2026, he said Wednesday (July 30) on the company’s investor relations podcast.
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Galperin announced the CEO transition in a May letter to employees, saying that after 26 years leading the company that is now a leading commerce...
Crypto is one of the least linear, most volatile, industries out there. That also holds true for crypto companies such as Coinbase.
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For example, Coinbase’s second-quarter 2025 earnings call Thursday (July 31) show a company treading a narrow path between innovation, compliance and resilience.
On one hand, it recorded a $1.5 billion unrealized gain on strategic...
Apple is lighting a fire under its artificial intelligence (AI) efforts, pledging to “significantly” step up investments and dedicating more staff toward the development of Apple Intelligence features.
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During its fiscal third-quarter earnings conference call with analysts on Thursday (July 31), CEO Tim Cook said that the company is making “good progress” on infusing...
Google reportedly lost an appeal in which it sought to overturn a ruling in an antitrust case that requires it to make changes to its app store, Google Play.
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An appeals court ruled unanimously Thursday (July 31) to reject the tech giant’s argument that the trial judge made errors in the case that was brought by Epic Games in 2020, Reuters reported Thursday.
In its...
Platforms like eBay and Etsy will reportedly be impacted by the global suspension of the “de minimis” exemption that allowed packages valued at less than $800 to enter the U.S. without paying tariffs.
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The suspension was announced Wednesday (July 30), and the platforms have spoken out against the policy in the past, Reuters reported Thursday (July 31).
Jeffrey Zubricki,...