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Real-time payments are emerging as a standard for swift, efficient and convenient transactions. But getting there entails significant investments in payment infrastructure on the part of FinTechs, financial institutions (FIs) and central banks.
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A spate of recent announcements highlighted in the latest PYMNTS installment map the real-time march across the globe. Firms...
The financial stability of the nation’s supply chain hinges on its fleet drivers, making the high turnover rate in this critical sector a pressing concern for financial services providers and logistics companies.
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It’s been in the news lately as Visa has introduced new digital wallet options for fleet drivers and managers to streamline payments. Delays in payment...
As banks face shrinking margins and fierce competition from FinTech startups, a surprising new asset is emerging: conversation.
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Artificial intelligence (AI)-driven conversational solutions built atop personalization is becoming a new tool for banks to drive customer engagement.
Findings in the June 2025 Embedded Finance Tracker® Series report, “Beyond the Bot: Why...
Business-to-business (B2B) payments are entering a groundbreaking era. Once a manual and fragmented process, payments are now being woven directly into the platforms that businesses use every day. These embedded B2B payments are closing the gap between consumer convenience and enterprise functionality, enabling seamless, secure and scalable transaction experiences.
Moreover, this revolution isn’t...
Watch more: BofA: Working Capital Efficiency Becomes Survival Tactic in Wait-and-See Economy
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Global trade makes the world go ’round, but the world’s macro issues can send that same trade to a screeching halt.
“We’re here to facilitate global commerce. That includes everything from transactional mechanics between buyers and sellers to financing, risk mitigation and...
If Mark Zuckerberg is right, the next must‑have wearable won’t count your steps or flash your texts. It will out‑think you on everything from homework to holiday planning.
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In short: He believes a “personal superintelligence” clipped to your glasses just might be the next smartphone.
The Meta CEO unveiled the ambition on Wednesday’s Q2 earnings call, framing...
Microsoft ended its fiscal year with a blowout fourth-quarter performance, driven by demand for cloud and artificial intelligence (AI) services that led to a 34% increase in Azure’s annual revenue to a record $75 billion.
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Enterprises accelerating their cloud migration as well as increased AI usage across Microsoft’s cloud stack boosted the quarter. Nearly all of the...
Carvana said Wednesday (July 30) that it achieved record retail unit sales and revenue in the second quarter as it continued to refine its online automotive retail business.
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The company’s retail unit sales rose 41% year over year to reach 143,280, while its revenue rose 42% to reach $4.84 billion, according to a Wednesday earnings release.
It achieved this growth during...
Robinhood Markets on Wednesday (July 30) delivered second-quarter 2025 results that reveal a company pivoting sharply from its roots in commission-free retail trading toward a diversified, multilane financial platform.
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The company’s Q2 2025 earnings showed a 45% year-over-year revenue surge to $989 million and a doubling of diluted earnings per share to $0.42.
“We...
The White House said Wednesday (July 30) that several healthcare and tech companies pledged to begin building a “next-generation digital health ecosystem.”
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This initiative will begin by working to make it easier to share information between patients and providers and to increase the availability of tools like apps that will provide patients with information and...