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Recent research reveals that a significant portion of consumers regularly face substantial unplanned expenses, reshaping how financial institutions must approach credit offerings and consumer flexibility.
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The PYMNTS report, “Managing Unplanned Expenses: How the Pay Later Economy Fits Consumer Needs,” highlights the pervasive nature of unexpected spending among U.S....
Seamless transactions have moved from novelty to necessity for both shoppers and merchants.
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As the contactless economy grows, consumers now expect smooth, hassle-free digital experiences when making purchases.
“It’s not just about looking into the future anymore. This is about offering solutions that consumers expect today,” Julie Malikayil, senior manager, payments...
Watch more: Agentic AI Drives Thredd’s Ambitious Infrastructure Overhaul for Financial Decisioning
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Banks and FinTechs, aided by issuer-processor Thredd, are embracing agentic artificial intelligence (AI) to pioneer intelligent transaction orchestration, moving beyond traditional automation to unlock improved efficiency and customer experience.
This shift aims to...
The United Arab Emirates (UAE) is solidifying its position as a global leader in digital shopping, with more consumers relying on mobile devices for their retail transactions.
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Biometrics are gaining widespread acceptance as a way to make sure that transactions are seamless and secure.
This mobile-first mindset, detailed in the 2025 “Global Digital Shopping Index: UAE...
Looking for a travel-related business that’s actually booming during the year of COVID-19? It’s out on the water, in rented boats of every shape and size from kayaks to luxury yachts.
“We had our drop-off in April, and then come May we saw a very quick rebound, Bryan Petro, chief operating officer of boat rental and charter marketplace GetMyBoat, told PYMNTS. “From April [to August], we are...
In China, crypto over-the-counter (OTC) traders are being arrested in an attempt to crack down on illegal transactions, according to a report from CoinDesk.
Prominent OTC trader Zhao Dong, of crypto lending platform RenrenBit, was held up by police in the city of Hangzhou, the report says. Zhao has a prominent status among the community, and rumors online began to circulate. One poster relayed...
Two innovators approached a well-heeled investor asking for money. Their sales pitch was very convincing. They told this investor that their innovation was so incredibly cutting-edge that only the hopelessly uninformed would fail to recognize its value. The innovators said that they had picked him because he was smart and forward-thinking enough to see the potential. The investor, who prided...