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Watch more: Agentic AI Is Redrawing the Org Chart for Smarter Businesses
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The business world watched generative artificial intelligence (GenAI) advance in 2024, as it churned out human-like text, code and visuals.
Fast-forward to mid-2025, and something different is happening. A new kind of AI is emerging that doesn’t just create content — it gets work done.
“We now...
Recent research reveals that a significant portion of consumers regularly face substantial unplanned expenses, reshaping how financial institutions must approach credit offerings and consumer flexibility.
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The PYMNTS report, “Managing Unplanned Expenses: How the Pay Later Economy Fits Consumer Needs,” highlights the pervasive nature of unexpected spending among U.S....
Seamless transactions have moved from novelty to necessity for both shoppers and merchants.
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As the contactless economy grows, consumers now expect smooth, hassle-free digital experiences when making purchases.
“It’s not just about looking into the future anymore. This is about offering solutions that consumers expect today,” Julie Malikayil, senior manager, payments...
Watch more: Agentic AI Drives Thredd’s Ambitious Infrastructure Overhaul for Financial Decisioning
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Banks and FinTechs, aided by issuer-processor Thredd, are embracing agentic artificial intelligence (AI) to pioneer intelligent transaction orchestration, moving beyond traditional automation to unlock improved efficiency and customer experience.
This shift aims to...
The United Arab Emirates (UAE) is solidifying its position as a global leader in digital shopping, with more consumers relying on mobile devices for their retail transactions.
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Biometrics are gaining widespread acceptance as a way to make sure that transactions are seamless and secure.
This mobile-first mindset, detailed in the 2025 “Global Digital Shopping Index: UAE...
Stablecoins represent an important opportunity for a subset of use cases, including in emerging markets, Visa Chief Product and Strategy Officer Jack Forestell wrote in a Sunday (June 22) blog post.
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Problems stablecoins may solve include use cases in which users want to hold U.S. dollars but don’t have access to them, when local fiat currency is highly volatile, or for...
Artificial intelligence (AI) is behind many of today’s most cutting-edge capabilities. It helps power everything from voice assistants to online shopping recommendations and drug discovery.
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But some of the most advanced AI systems are so complex that not even the people who build them fully know how the AI makes decisions. This is what experts call black box AI.
The...
Visa defeated a proposed class action lawsuit that alleged that the company did not warn consumers that its prepaid Vanilla gift cards could be drained by thieves.
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The judge hearing the case ruled Monday (June 23) that it was unreasonable for consumers to believe that gift cards were impervious to scams or that Visa’s logo on the cards ensured no scams would occur,...
Members of the founding team of embedded lending platform Vaya Technologies have joined embedded capital infrastructure provider Fundbox, according to a Monday (June 23) press release.
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Vaya’s co-founders, Ankit Singh and Soham Sen, will take on leadership roles in product and engineering at Fundbox, the release said.
“We are looking forward to having the Vaya team...
By any measure, 2025 is shaping up to be “Hot Tech Summer.”
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Particularly for FinTechs, where Circle and Chime have notched heady gains in a short period of time.
With the recent news that Navan has filed initial paperwork with the Securities and Exchange Commission (SEC) to go public, investor focus may move beyond digital banks and stablecoins to take a look at...