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By combining permissioned customer data with artificial intelligence (AI), financial institutions can tailor moments of interaction today and anticipate the needs and products clients will demand tomorrow, in a shift toward “cognitive banking” that builds on trusted relationships.
What Cognitive Banking Is
Cognitive banking refers to embedding AI-driven inferencing and pattern...
Financial infrastructure platform PhotonPay has joined forces with payments processor Thredd.
The partnership, announced Wednesday (Oct. 1), is designed to bolster the underlying issuer processing architecture of PhotonPay Card worldwide.
“This collaboration allows PhotonPay to further refine its card product capabilities—including advanced card expense controls, faster settlement...
Prescription platform GoodRx has launched a brand medication savings solution with supermarket chain Kroger.
RxSmartSave, announced Wednesday (Oct. 1), is now available at Kroger pharmacies in 35 states around the country, GoodRx said in a news release.
“Friction at the pharmacy counter causes frustration for both pharmacists and consumers, leading millions of people to abandon their...
Meta will begin using people’s conversations with its artificial intelligence to create personalized ads and content.
The change is set to go into effect Dec. 16, the tech giant announced Wednesday (Oct. 1), with Meta set to begin informing people about the update via notifications and emails next week.
“Your interactions with content on Facebook and Instagram have long shaped what...
Small– to medium-sized businesses (SMBs) face the ongoing challenge of how to compete on cost without compromising quality or compliance, particularly against today’s backdrop of global uncertainty.
In 2025, merely mastering the fundamentals of procurement is no longer enough.
Volatile trade policies, persistent supply chain disruptions and rising financing costs have forced...
AI agents are fast becoming the new gatekeepers of commerce, shrinking discovery from thousands of listings to a handful of curated options and collapsing checkout into a single click. Google, PayPal and eBay are racing to control that interface, each with a distinct strategy but a common goal: to define how consumers shop in the artificial intelligence (AI) agent era.
For merchants,...
Artificial intelligence’s credibility in enterprise now hinges on whether it can perform real professional work at the standard of a trained expert.
That is the bar chief financial officers are setting as they weigh productivity, cost savings and return on investment. Finance chiefs are under pressure to scrutinize every AI dollar, demanding proof that projects move beyond experiments...
A new Microsoft 365 subscription tier for individuals brings together Microsoft’s artificial intelligence (AI) and productivity tools.
The Microsoft 365 Premium tier combines everything that is included in the Microsoft 365 Family and Copilot Pro subscriptions, together with the highest usage limits offered by the company, for $19.99 per month, according to a Wednesday (Oct. 1) blog...
U.K. wealth management platform Nutmeg will be rebranded as J.P. Morgan Personal Investing on Nov. 3, four years after it was acquired by JPMorganChase.
Together with the new brand, the platform will be expanded to include new products and services designed to help people reach their financial goals, Nutmeg said in a Wednesday (Oct. 1) blog post.
“J.P. Morgan Personal Investing will...
Stripe has launched new tools that enable businesses to issue their own stablecoins, prepare for agentic commerce and better monetize their artificial intelligence products.
These were among more than 40 product updates the company announced at its Stripe Tour New York product showcase, according to a Tuesday (Sept. 30) press release.
Stripe’s new Open Issuance product enables...