Mergers and acquisitions (M...
Labor Day doesn’t just mark the end of summer, but also the return of U.S. lawmakers to Congress after the summer recess.
And for the digital asset and cryptocurrency sector, the stakes have rarely been higher. After all, for over a decade, U.S. crypto oversight has been marked less by comprehensive regulation and more by jurisdictional conflict.
This fractured landscape, combined with...
Cryptocurrency exchange Gemini aims to raise up to $316.7 million when it goes public.
The company, headed by the billionaire Winklevoss twins, Cameron and Tyler, plans to market 16.7 million shares for $17 to $19 each in its initial public offering (IPO), it said in a Tuesday (Sept. 2) filing with the Securities and Exchange Commission.
This would give Gemini a market value of a bit...
Money movement platform Thunes has expanded its partnership with digital asset infrastructure company Ripple.
This latest collaboration, announced Tuesday (Sept. 2) combines Thunes’ network with Ripple’s blockchain-powered payments solutions to allow Ripple’s enterprise customers to more easily withdraw funds in new currencies and countries to enhance their global payment capabilities...
Nobel Prize-winning economist Jean Tirole has reportedly cautioned against the improper supervision of stablecoins.
In an interview with the Financial Times (FT) published Tuesday (Sept. 2), Tirole said he was “very, very worried” about stablecoin oversight and the possibility of a run by depositors fueled by doubts about the underlying reserve assets to which the digital tokens were...
U.K.-based FinTech firms are ramping up plans to acquire American banks to boost lending abilities.
As the Financial Times noted Monday (Sept. 2) in a report on this trend, this is happening as U.S. financial regulators are showing a new openness to mergers under President Donald Trump’s administration.
Among the U.K. FinTechs considering acquisitions are Revolut and Starling. By...
Payments are becoming submerged into everyday life, almost invisible to the end consumer. From ride-hailing apps to software platforms that handle transactions in the background, embedded payments have moved from a trend to a standard expectation.
But making payments seamless on the surface means managing enormous complexity underneath, from onboarding and underwriting to risk...
Compliance, once relegated to the quiet corridors of the back office and the specialized domain of legal departments, is being transformed into a growth driver for forward-thinking financial institutions and FinTechs.
This evolution means that compliance is no longer a post-launch consideration or an afterthought. It must be embedded from the very beginning of product ideation and...
In the high-stakes contest for consumer loyalty, rewards are no longer just perks; they are the battlefield.
The PYMNTS Intelligence report “Locking in Loyalty: Securing Top-of-Wallet Status in a Changing Economy” shows that financial institutions (FIs) are being pushed to rethink rewards, moving away from one-size-fits-all programs toward personalized, real-time benefits that meet...
Fraudsters are borrowing from growth marketers’ playbooks. They’re segmenting, personalizing and timing their outreach to lure more victims in less time.
A new PYMNTS Intelligence study, “How Scammers Tailor Financial Scams to Individual Consumer Vulnerabilities,” argues that mass personalization has become the defining feature of modern fraud.
Based on a survey of 10,103 U.S....