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They account for 40% of consumers worldwide and will represent 31% of the workforce by 2030. With current purchasing power standing at $450 billion and expected to reach $12 trillion within five years, Generation Z — the demographic born between 1997 and 2012 — is reshaping how banks and FinTechs attract and retain customers.
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This digitally-native group prefers FinTech...
The pressure is on marketing teams today drive digital success without delivering spam.
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Against a backdrop of digital saturation, where inboxes are bombarded and brand fatigue is real, that is the fundamental question that persists: What if marketing could finally feel more human again?
“Marketing that actually adds value to the consumer’s life versus just sort of, ‘...
Businesses wrestling with sluggish cash flow and escalating fraud are increasingly looking to digital payment solutions, according to a recent PYMNTS Intelligence report highlighting the challenges of legacy methods.
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The report, titled “Virtual Cards Boost Commercial Payment Speed and Security,” examines how traditional business-to-business (B2B) and other commercial...
The global financial ecosystem is undergoing a rapid transformation as real-time payment systems gain traction.
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As these systems become more prevalent across the financial landscape, they’re setting new benchmarks for transaction speed, efficiency and accessibility.
This trend is being propelled by proactive initiatives from financial institutions and central banks...
Global eCommerce players focus on user experience, brand loyalty and speed, but they often overlook payments.
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No matter how sleek a front-end experience is, a failed or clunky checkout can undo every strategic effort that led to the sale. PYMNTS Intelligence findings from the May Payments Optimization Tracker® Series, “Going Global: How Payments Optimization Can Power...
It would be understandable to ascribe certain characteristics to the best-in-class issuers.
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The PYMNTS Intelligence and Visa DPS report “The Best-In-Class Modern Card Issuer: Driving Customer Lifetime Value Through Innovation” surveyed 451 executives who weighed in on what separates the best from the rest in the pursuit of high lifetime values of their customers. The...
Personalization is a tool that will help Stitch Fix retain and even gain market share amid any potential external headwinds like tariffs or a slowdown in consumers’ discretionary spending, executives said Tuesday (June 10) during the online personal styling service’s quarterly earning call.
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The company has not yet seen an impact from tariffs and doesn’t expect to see...
The chief security officer for Amazon and AWS, Steve Schmidt, told Bloomberg News Tuesday (June 10) that government involvement in artificial intelligence (AI) could limit the scope of the company’s work in that field.
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“The tension with regulation of any kind is that it tends to retard progress,” Schmidt said, per the report. “So the way we tend to focus on standards is...
As the June 18 deadline for bidding on the remaining assets of Rite Aid nears, the potential buyers who are looking them over reportedly include pharmacy chain Walgreens, reality star turned entrepreneur Kourtney Kardashian, consumer-focused private equity firms, and three brand management companies: Authentic Brands Group, WHP Global and Marquee Brands.
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A bankruptcy...
The Consumer Financial Protection Bureau’s funding and foundations are hotly debated on Capitol Hill and in courtrooms.
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As the agency itself has been walking back, or outright canceling, its own rulemaking, there’s a flurry of activity at the state level where lawmakers and attorneys general are, in effect, stepping in for the bureau, levying lawsuits and legislation...