3 Crypto Narratives Surge in December 2025—Top Picks for 2026?

Three fast-emerging narratives are surging in December’s crypto outlook, setting the pace for the rest of the year and potentially a new tone for 2026.

Web3 spending has hit record highs, Washington is pivoting to robotics, and prediction markets are roaring back, suggesting potential areas of interest for investors.

Crypto card payments quietly exploded in November, signaling what may be the strongest confirmation yet that Web3 neobanking is becoming a real consumer trend.

According to independent researcher Stacy Muur, crypto card volume hit $406 million in November, the highest on record. Rain led with $240 million, followed by RedotPay at $91 million and ether.fi Cash at $36 million.

Growth leaders included Rain (+22%), Ready (formerly Argent) (+58%), and Ether.fi (+9%). Meanwhile, MetaMask fell 30%, signaling a shift in user preferences toward newer, more utility-focused card products.